Bandhan Bank has announced its key financial figures for the quarter ended December 31, 2025. Total deposits reached ₹156,723 Crore, an increase of 11.1% year-over-year. Loans and Advances (On book + PTC) grew by 10.0% year-over-year, reaching ₹145,227 Crore. The CASA ratio stood at 27.26%. The bank’s Liquidity Coverage Ratio (LCR) was approximately 149.14% as of the quarter’s end.
Key Financial Highlights
As of December 31, 2025, Bandhan Bank reported the following key figures:
- Total Deposits: ₹156,723 Crore, reflecting a 11.1% increase year-over-year.
- Loans & Advances (On book + PTC): ₹145,227 Crore, a 10.0% growth compared to the previous year.
Deposit Mix
The composition of the bank’s deposits is as follows:
- CASA Deposits: ₹42,730 Crore.
- Retail Term Deposits: ₹70,690 Crore, showing a substantial 35.8% year-over-year increase.
- Retail Deposits (including CASA): ₹113,420 Crore, representing a 17.2% increase year-over-year.
- Bulk Deposits: ₹43,303 Crore.
Key Ratios
Important financial ratios as of December 31, 2025 include:
- Retail to Total Deposits: 72.37%.
- Bulk to Total Term Deposits: 37.99%.
- CASA Ratio: 27.26%.
Liquidity Coverage Ratio (LCR)
The bank’s LCR as of December 31, 2025, stood at approximately 149.14%.
Collection Efficiency
The bank’s collection efficiency for the month of December 31, 2025, was strong:
- EEB: 98.0%.
- Non EEB: 98.3%.
- Pan Bank: 98.1%.
The figures provided are provisional and unaudited, subject to review by the Audit Committee and Board of Directors.
Source: BSE
