Bandhan Bank reported a 10.9% year-over-year increase in total deposits, reaching ₹1,57,975 Crore for the quarter ended September 30, 2025 (Q2 2026). The CASA ratio stood at 28.0%. Loans and Advances (On book + PTC) increased by 7.2% year-over-year to ₹1,40,062 Crore. The bank’s Liquidity Coverage Ratio (LCR) stands at approximately 152.68% as of September 30, 2025.
Q2 2026 Key Highlights
Bandhan Bank announced its key figures for the quarter ended September 30, 2025 (Q2 2026). The announcement highlights growth in deposits and loans, alongside key financial ratios.
Deposits and CASA Performance
Total deposits reached ₹1,57,975 Crore, representing a 10.9% increase compared to September 30, 2024. This also reflects a 2.1% increase compared to June 30, 2025. CASA deposits amounted to ₹44,214 Crore. The CASA ratio stood at 28.0% as of September 30, 2025.
Loans and Advances
Loans & Advances (On book + PTC) reached ₹1,40,062 Crore, a 7.2% increase year-over-year. This also represents a 4.8% increase compared to June 30, 2025.
Deposit Mix
The bank’s deposit mix includes:
Retail Term Deposits: ₹68,539 Crore
Retail Deposits (including CASA): ₹1,12,753 Crore
Bulk Deposits: ₹45,222 Crore
Retail to Total Deposits accounted for 71.4%.
Bulk to Total Term Deposits accounted for 39.8%.
Liquidity Coverage Ratio
The Liquidity Coverage Ratio (LCR) as of September 30, 2025, stands at approximately 152.68%.
Collection Efficiency
The Pan Bank Collection Efficiency (Excluding NPA) for the quarter ended September 30, 2025 is approximately 98.0%. Collection efficiency for EEB is 97.8%, and for Non EEB, it’s 98.5%.
Source: BSE
