Bandhan Bank reported solid growth for the quarter ended March 31, 2026. Loans and advances rose to ₹154,235 crore, reflecting a 12.6% year-on-year increase. Total deposits reached ₹166,344 crore, marking a 10% annual growth. Additionally, the bank maintained robust operational health, with an LCR of 131.76% and a pan-bank collection efficiency of 98.9% as of the end of the fiscal year.
Financial Growth and Deposit Trends
Bandhan Bank demonstrated steady expansion in its core banking operations throughout the fiscal year. As of March 31, 2026, the bank’s total loans and advances grew to ₹154,235 crore, representing a 6.2% growth over the previous quarter. Total deposits also saw a healthy uptick to ₹166,344 crore, a 6.1% increase quarter-on-quarter.
The bank’s retail focus remains a cornerstone of its strategy. Retail deposits, including CASA, stood at ₹122,547 crore, representing 73.67% of total deposits. The CASA ratio was recorded at 29.31% for the period.
Operational Efficiency and Asset Quality
The bank reported high operational efficiency regarding its collections. For the month of March 31, 2026, the pan-bank collection efficiency (excluding non-performing assets) reached 98.9%. This performance was broad-based, with the EEB segment achieving 98.6% and the Non-EEB segment reaching 99.3% efficiency.
Furthermore, the bank’s liquidity position remains strong, with a Liquidity Coverage Ratio (LCR) of approximately 131.76% as of March 31, 2026. These figures remain subject to final review and audit by the bank’s statutory auditors.
Source: BSE
