Bajaj Finserv reported a total revenue of ₹39,708 Cr in Q3 FY2026, a 23.9% increase. Adjusted profit after tax stood at ₹2,936 Cr, up by 31.6%. The presentation details performance across key subsidiaries, including Bajaj Finance, Bajaj General Insurance, and Bajaj Life Insurance. It emphasizes strategic differentiators, key initiatives, and a commitment to ESG principles.
Financial Performance
Bajaj Finserv’s Q3 FY2026 performance showed strong growth:
- Total Revenue: ₹39,708 Cr (up 23.9%)
- Adjusted Profit After Tax: ₹2,936 Cr (up 31.6%)
- Consolidated PAT: ₹2,229 Cr
Growth in PAT, before MTM gain/loss, realized equity gains booked under OCI, Accelerated ECL provision and impact of New Labour Codes was 13% for Q3 FY2026.
Key Subsidiaries Performance
Bajaj Finance Limited (BFL)
- Net Total Income: ₹13,875 Cr (up 18.9%)
- Profit After Tax: ₹5,227 Cr (up 23.1%)
- Assets Under Management: ₹485,883 Cr (up 22.1%)
- New loans booked: 1.39 crore
Bajaj General Insurance Limited
- Gross Written Premium: ₹7,389 Cr (up 11.5%)
- Profit After Tax: ₹430 Cr (up 7.7%)
Bajaj Life Insurance Limited
- Gross Written Premium: ₹7,854 Cr (up 23.5%)
Strategic Vision
The company detailed strategic growth pillars, including diversified product mix and operational efficiency. Key strategic principles focus on broadening offerings, deep partnerships, and digitization.
ESG Initiatives
Bajaj Finserv highlighted its commitment to Environmental, Social, and Governance (ESG) factors. Key initiatives include responsible investment and gender diversity.
India and BFSI Opportunity
India presents a significant BFSI opportunity, characterized by rapid digitization. Rising income, and the India Stack are key enablers.
Additional Points
- Accelerated ECL provision by Bajaj Finance impacted BFS PAT by ₹540 Crore.
Source: BSE
