Bajaj Finance reported a consolidated profit after tax of ₹4,948 crore for Q2 FY26, a 23% increase year-over-year. New loans booked grew by 26% to 12.17 million. Assets under management reached ₹462,261 crore, representing a 24% growth. The company maintained a strong capital adequacy ratio of 21.23%. These results highlight Bajaj Finance’s robust performance and growth in the financial sector.
Key Financial Highlights
Bajaj Finance (BFL) has announced its financial results for Q2 FY26, showcasing significant growth across key metrics:
* Profit After Tax (PAT): Increased by 23% year-over-year, reaching ₹4,948 crore.
* New Loans Booked: Grew by 26%, totaling 12.17 million.
* Assets Under Management (AUM): Expanded by 24% to ₹462,261 crore.
* Net Interest Income: Increased by 22%, amounting to ₹10,785 crore.
* Capital Adequacy Ratio (CRAR): Stood strong at 21.23%.
Segment Performance
The company’s AUM growth was broad-based:
* Urban B2C Loans: Increased by 25% to ₹96,608 crore.
* Rural B2C Loans: Rose by 24% to ₹22,646 crore.
* MSME Lending: Grew by 18% to ₹51,718 crore.
Mortgages also saw significant expansion, growing by 25% to reach ₹144,412 crore.
Subsidiary Highlights
Bajaj Housing Finance Limited (BHFL) also reported strong Q2 FY26 results:
* AUM grew by 24% to ₹126,749 crore.
* Net interest income increased by 34% to ₹956 crore.
* Profit after tax increased by 18% to ₹643 crore.
Bajaj Financial Securities Limited (BFinsec) reported assets under finance grew by 40%, with net interest income increasing by 48%.
Key Ratios and Credit Ratings
* Gross NPA and Net NPA as of September 30, 2025, stood at 1.24% and 0.60%, respectively.
* The company continues to hold the highest credit ratings: AAA/Stable for long-term debt and A1+ for short-term debt.
Source: BSE
