Axis Bank announced its financial results for the quarter ended September 30, 2025, reporting market share gains across both deposits and advances. Core operating profit for H1 FY26 reached ₹20,010 crores, up 4% YOY, driven by stable net interest income and fee growth. The bank continues to focus on digital innovation and customer-centric initiatives.
Key Financial Highlights
Axis Bank reported strong performance for Q2FY26, demonstrating growth in key areas:
- Deposits increased by 11% YOY.
- Advances grew by 12% YOY.
- Core Operating Profit for H1 FY26 reached ₹20,010 crores, a 4% increase YOY.
The bank’s performance was supported by stable net interest income and robust fee income.
Growth in Deposits and Advances
Axis Bank experienced significant growth in both deposits and advances:
- Total deposits increased by 11% YOY, with term deposits up 12% and CASA deposits up 9%.
- Advances grew by 12% YOY, with focus segments also showing strong growth.
- Retail loans increased by 6% YOY, and Small Business Banking (SBB) grew by 14% YOY.
Asset Quality and Capital Adequacy
The bank maintained stable asset quality and strong capital buffers:
- GNPA decreased to 1.46%, down 11 bps QOQ.
- NNPA decreased to 0.44%, down 1 bps QOQ.
- The Capital Adequacy Ratio (CAR) stood at 16.55%, with a CET 1 ratio of 14.43%.
Digital Banking Performance
Axis Bank continues to strengthen its position in payments and digital banking:
- Maintained market leading position in UPI Payer PSP with market share of approximately 37% by volume.
- Acquired 1 million+ new credit cards and crossed 15 million+ cards in force.
Subsidiary Performance
Key domestic subsidiaries delivered steady performance:
- Total profit for H1 FY26 at ₹936 crores.
- Axis Finance PAT grew 18% YOY to ₹385 crores.
- Axis AMC PAT grew 11% YOY to ₹271 crores.
Source: BSE
