AU Small Finance Bank’s board has approved the unaudited financial results for Q2 FY26, ending September 30, 2025. Additionally, Sanjay Agarwal has been re-appointed as Managing Director & CEO for a further 3 years, effective April 19, 2026, pending shareholder and RBI approval. The financial results show continued growth in key metrics, alongside key leadership continuity.
Financial Performance Highlights
The board of directors reviewed and approved the unaudited financial results for Q2 FY26, concluding September 30, 2025. Key figures include:
- Interest Earned: ₹4,51,128.30 lakh
- Total Income: ₹5,22,386.55 lakh
- Net Profit: ₹56,087.03 lakh
Key Financial Ratios:
- Capital Adequacy Ratio: 18.78%
- Gross NPAs to Gross Advances: 2.41%
- Net NPAs to Net Advances: 0.88%
The complete financial results, along with the Limited Review Report, are available as an annexure.
Leadership Continuity
Mr. Sanjay Agarwal’s re-appointment as Managing Director & CEO for another 3 years was approved. The re-appointment is effective from April 19, 2026, until April 18, 2029. This is subject to the approval of the shareholders and the Reserve Bank of India (RBI). He is not debarred from holding the office of director by any authority.
Segment-Wise Performance
A breakdown of segment-wise revenue is provided:
- Treasury: ₹77,243.53 lakh
- Retail Banking: ₹3,81,840.16 lakh
- Wholesale Banking: ₹50,302.25 lakh
- Other Banking Operations: ₹13,000.61 lakh
Disclosure and Compliance
The bank has disclosed details and complied with all required financial parameters and will continue to disclose according to accounting and RBI standards.
Source: BSE
