AU Small Finance Bank’s board has approved the re-appointment of Mr. Sanjay Agarwal as Managing Director & CEO for three years, effective April 19, 2026, subject to shareholder and RBI approval. The board also reviewed and approved the unaudited financial results for Q2 2025, posting a total income of ₹5,223.87 million and a net profit of ₹5,608.70 million.
Leadership Continuity
The Board of Directors has approved the re-appointment of Mr. Sanjay Agarwal as the Managing Director & CEO of AU Small Finance Bank. This re-appointment is set for a term of three years, beginning on April 19, 2026, and concluding on April 18, 2029. The decision follows the recommendation of the Nomination and Remuneration Committee and is contingent on approvals from the shareholders and the Reserve Bank of India (RBI).
Financial Performance: Q2 2025
The Board reviewed and approved the unaudited financial results for the second quarter of the fiscal year 2025 (July-September). Key financial highlights include:
- Total Income:₹5,223.87 million
- Interest Earned:₹4,511.28 million
- Other Income:₹712.58 million
- Net Profit:₹5,608.70 million
Key Financial Ratios
The announcement also highlighted vital financial ratios, offering insights into the bank’s financial health and operational efficiency. The Capital Adequacy Ratio stood at 18.78%. Further details include:
- Gross NPAs:₹2835.34 million
- Net NPAs:₹1015.66 million
- Gross NPAs to Gross Advances:2.41%
- Net NPAs to Net Advances:0.88%
- Return on Assets:0.35%
Segment Reporting Highlights
Reviewing the Q2 breakdown across different business segments showed:
- Treasury Revenue:₹772.44 million
- Retail Banking Revenue:₹3818.40 million
- Wholesale Banking Revenue:₹503.02 million
Source: BSE
