Aditya Birla Capital (ABCL) announced a 41% year-over-year increase in consolidated profit after tax, reaching ₹983 crore for Q3 FY26. Total revenue increased by 30% to ₹14,181 crore. The lending portfolio reached ₹1,90,386 crore, and total AUM grew to ₹5,98,166 crore. Aditya Birla Housing Finance raised ₹2,750 crore from Advent International. The company’s D2C platform, ABCD, has reached 9.3 million customer acquisitions.
Strong Financial Performance
Aditya Birla Capital reported a strong financial performance for Q3 FY26, with consolidated profit after tax increasing by 41% year-over-year to reach ₹983 crore. Consolidated revenue grew by 30% to ₹14,181 crore. These figures exclude exceptional items and one-off events, demonstrating robust underlying growth.
Key Growth Drivers
Several factors contributed to ABCL’s strong performance:
- Lending Portfolio: The overall lending portfolio (NBFC and HFC) grew by 30% year-on-year and 7% sequentially, reaching ₹1,90,386 crore.
- Asset Under Management (AUM): Total AUM (AMC, life insurance, and health insurance) increased by 19% year-on-year to ₹5,98,166 crore.
- Life Insurance: Individual first-year premium rose by 19% year-on-year to ₹3,076 crore during the nine months of FY26.
- Health Insurance: Gross written premium grew by 39% year-on-year to ₹4,651 crore during the same period.
Digital Platform Expansion
The company’s D2C platform, ABCD, continues to gain traction, offering a comprehensive suite of over 26 products and services. It has acquired approximately 9.3 million customers to date. The Udyog Plus B2B platform for MSMEs has an AUM of ₹5,000 crore and approximately 24 lakh registrations.
Aditya Birla Housing Finance Investment
Aditya Birla Housing Finance (ABHFL) is set to receive a primary capital infusion of approximately ₹2,750 Crore from Advent International, valuing ABHFL at ₹19,250 crore post-money. This investment aims to support growth and increase market share, subject to regulatory approvals.
Segment Performance
- NBFC Business: Disbursements up 41% year-on-year to ₹21,417 crore; AUM up 24% year-on-year and 6% sequentially to ₹1,48,182 crore.
- Housing Finance: Disbursements up 30% year-on-year; AUM up 58% year-on-year; Profit before tax grew by 109% year-on-year.
- AMC Business: Mutual fund quarterly average AUM up 15% year-on-year to ₹4,43,233 crore; Profit before tax up 19% year-on-year.
- Life Insurance: Individual First Year Premium up 19% year-on-year.
- Health Insurance: Gross written premium up 39% year-on-year.
Source: BSE
