AAVAS Financiers’ board approved the unaudited financial results for Q3 2026, ending December 31, 2025. The company also announced a decrease in its AFL Prime Lending Rate by 15 basis points, effective March 1, 2026. Key highlights from the financial results and related disclosures are detailed in the company’s official statement.
Financial Performance Review
The Board of Directors of AAVAS Financiers has officially approved the unaudited financial results for the quarter and nine months ending December 31, 2025. These results, reviewed and recommended by the Audit Committee, highlight the company’s financial performance during Q3 2026. Key figures from the statement include:
- Interest Income: ₹57,381.73 lakh for the quarter.
- Total Income: ₹67,461.62 lakh for the quarter.
- Profit After Tax: ₹17,004.57 lakh for the quarter.
Key Financial Ratios
The company’s disclosure also provided key financial ratios, offering insights into its financial health. Notable ratios as of December 31, 2025:
- Debt Equity Ratio: 3.07
- Net Worth: ₹4,85,813.55 lakh
- Gross Non-Performing Assets (GNPA): 1.19%
- Capital Risk Adequacy Ratio (CRAR): 46.39%
Prime Lending Rate Adjustment
In addition to the financial results, AAVAS Financiers announced a reduction in its AFL Prime Lending Rate by 15 basis points. This adjustment is set to take effect from March 1, 2026. The company has confirmed that the proceeds from Non-Convertible Debentures (NCDs) were utilized as per the offer document, with no material deviations.
Security Cover Confirmation
AAVAS Financiers has confirmed that all Secured Listed Non-Convertible Debentures are secured by exclusive hypothecation of specified receivables, covering at least 100% of the outstanding amount. This security cover certificate is in compliance with SEBI guidelines.
Source: BSE
