The Board of Directors of AAVAS Financiers approved the unaudited financial results for the quarter and half-year ended September 30, 2025. Key highlights include total revenue from operations reaching ₹667.02 crore for the quarter and ₹1294.58 crore for the half-year. The board has also declared that proceeds from the issue of Non-Convertible Debentures were used for the stated purpose. The report was reviewed by the Audit Committee.
Financial Performance Overview
AAVAS Financiers has announced its unaudited financial results for the second quarter (Q2) and first half (H1) of fiscal year 2026, ending September 30, 2025. The results show the following key metrics:
- Total revenue from operations for the quarter: ₹667.02 crore
- Total revenue from operations for the half-year: ₹1294.58 crore
- Profit before tax for the quarter: ₹211.23 crore
- Profit for the period for the quarter: ₹163.93 crore
Key Financial Ratios
Several key financial ratios were highlighted in the announcement:
- Debt Equity Ratio: 3.06
- Gross Non-Performing Assets (GNPA): 1.24%
- Net Non-Performing Assets (NNPA): 0.85%
- Capital Risk Adequacy Ratio (CRAR): 46.42%
- Liquidity Coverage Ratio: 142.90%
Details on Non-Convertible Debentures
The company confirms that proceeds from Non-Convertible Debentures (NCDs) were utilized for the purposes outlined in the offer documents. The company has maintained at least 100% security cover on its secured listed NCDs as of September 30, 2025, with an exclusive charge on specific book debts/receivables.
Source: BSE
