Aadhar Housing Finance Limited announced its unaudited standalone and consolidated financial results for the quarter and nine months ended December 31, 2025 (Q3 2026). The Board of Directors approved these results on January 30, 2026. Key highlights include details on revenue, expenses, profit, and various financial ratios and indicators. The company also addressed updates on its IPO proceeds and related compliance matters.
Financial Performance Overview
Aadhar Housing Finance Limited reported its unaudited standalone financial results for Q3 2026. The key figures from the standalone results include:
- Interest Income:₹83,298 lakhs for the quarter and ₹2,39,245 lakhs for the nine months ended December 31, 2025
- Total Income:₹94,372 lakhs for the quarter and ₹2,69,419 lakhs for the nine months ended December 31, 2025
- Profit Before Tax:₹35,981 lakhs for the quarter and ₹1,00,775 lakhs for the nine months ended December 31, 2025
- Profit After Tax:₹28,119 lakhs for the quarter and ₹78,484 lakhs for the nine months ended December 31, 2025
Consolidated Financial Highlights
The consolidated financial results provide insights into the broader financial health of the company. Key figures from the consolidated results include:
- Interest Income:₹83,298 lakhs for the quarter and ₹2,39,245 lakhs for the nine months ended December 31, 2025
- Total Income:₹94,377 lakhs for the quarter and ₹2,69,437 lakhs for the nine months ended December 31, 2025
- Profit Before Tax:₹35,977 lakhs for the quarter and ₹1,00,766 lakhs for the nine months ended December 31, 2025
- Profit After Tax:₹28,121 lakhs for the quarter and ₹78,496 lakhs for the nine months ended December 31, 2025
Key Performance Indicators
Several key performance indicators (KPIs) provide insights into the company’s operational and financial efficiency:
- Assets Under Management (AUM):₹287,899.6 Million
- Disbursements:₹64,690.8 Million
- Average Yield on Loan Book:13.84%*
- Average Cost of Borrowings:8.01%*
- Gross NPA to AUM:1.38%
- Net NPA to AUM:1.01%
*Annualised
IPO Proceeds and Utilization
The company’s IPO involved the issuance of 9,52,55,598 equity shares, raising ₹300,000 Lakhs. As of December 31, 2025, the utilization of the IPO proceeds is as follows:
- Capital Requirements Towards Onward Lending:₹75,000 lakhs utilized.
- General Corporate Purpose:₹20,233 lakhs utilized.
- Issue Related Expenses:₹4,201 lakhs utilized.
Other Key Updates
- Labour Code Impact: The company recognized an exceptional item of ₹1,592 lakhs due to the impact of new labour codes on gratuity and compensated absences.
- Share Purchase Agreement: BCP Topco VII Pte. Ltd. has entered into a share purchase agreement to sell a significant stake to BCP Asia II Holdco VII Pte. Ltd, subject to certain conditions.
Source: BSE
