Aadhar Housing Finance Limited has reported its financial results for the first quarter of Fiscal Year 2027 (Q1 FY27). The company saw a significant 19% year-over-year increase in Profit After Tax (PAT), reaching ₹2,824 Mn. Assets Under Management (AUM) grew by 18% to ₹313,640 Mn, and disbursements also showed robust growth, indicating a positive performance trajectory.
Aadhar Housing Finance Reports Strong Q1 FY27 Performance
Aadhar Housing Finance Limited has announced its financial results for the first quarter ending June 30, 2026 (Q1 FY27). The company demonstrated robust growth across key performance indicators, highlighting a strong start to the fiscal year.
Financial Highlights for Q1 FY27
Profitability and Assets
Profit After Tax (PAT) for Q1 FY27 surged by 19% on a year-over-year basis, reaching ₹2,824 Mn. This consistent profit growth underscores the company’s operational efficiency and expanding market reach.
Assets Under Management (AUM) saw an impressive increase of 18%, standing at ₹313,640 Mn as of Q1 FY27. This expansion in AUM reflects the growing demand for housing finance solutions and Aadhar Housing Finance’s successful market penetration.
Disbursements and Asset Quality
Disbursements for the quarter were reported at ₹20,358 Mn. The company noted a transition in its disbursement reporting basis to cheque realization from cheque handover starting Q1 FY27. Under the previous basis, disbursement on cheque handover in Q1 FY27 was ₹23,590 Mn, marking a 19% growth on a YoY basis.
Asset quality metrics remained stable, with Gross Non-Performing Assets (GNPA) at 1.3%, showing an improvement of 3 basis points. The Return on Assets (ROA) was recorded at 4.0%, with an improvement of 2 basis points, and the Spread stood at 5.8%, down by 3 basis points.
Key Performance Indicators
- AUM: ₹313,640 Mn (+18% YoY)
- PAT: ₹2,824 Mn (+19% YoY)
- Disbursements: ₹20,358 Mn
- GNPA: 1.3% (-3 bps)
- ROA: 4.0% (+2 bps)
- Spread: 5.8% (-3 bps)
The presentation also detailed the company’s focus on the low-income housing segment, its digital initiatives, and a robust management team, all contributing to its sustained growth and market position.
Source: BSE
