Bandhan Bank reported steady financial performance for FY2025-26, with Net Profit After Tax (PAT) standing at ₹1,223.56 crore. Total deposits saw a significant increase of 10.01%, reaching ₹1,66,344.45 crore. Gross advances also grew by 13.7% to ₹1,50,103.78 crore, indicating sustained growth and a healthy balance sheet.
Bandhan Bank’s FY2025-26 Financial Performance
Bandhan Bank announced its financial results for the fiscal year ended March 31, 2026, reporting a steady performance characterized by sustained growth and prudent risk management. The Bank’s franchise demonstrated resilience, underpinned by a calibrated approach to growth and a strong emphasis on asset quality.
Key Financial Highlights
The Bank’s total deposits witnessed a significant increase of 10.01% year-on-year, reaching ₹1,66,344.45 crore as of March 31, 2026, compared to ₹1,51,212.50 crore as of March 31, 2025. This growth was supported by balanced accretion across various deposit categories, with retail deposits accounting for 73.7% of the total deposits. Gross advances also saw a healthy rise of 13.7% over the previous year, standing at ₹1,50,103.78 crore.
The Net Interest Income for FY2025-26 stood at ₹10,829.69 crore. The Profit After Tax (PAT) for the year was ₹1,223.56 crore, reflecting the Bank’s commitment to profitability and sustainable growth. The Bank’s Capital Adequacy Ratio (CAR) remained robust at 18.04%, well above the regulatory requirement.
Strategic Focus and Outlook
The Bank’s strategic priorities for the upcoming year include strengthening the retail deposit base, growing the loan portfolio across diverse assets, improving asset quality, and enhancing operational efficiency. The focus remains on leveraging digital capabilities and strengthening customer relationships to drive sustainable growth and unlock new possibilities.
Source: BSE
