LIC Housing Finance Limited has uploaded its investor presentation for the First Quarter ended June 30, 2026. The presentation, available on the company’s official website, provides detailed information regarding the financial performance and operational updates for the period. Investors can access the comprehensive update via the provided web link.
LIC Housing Finance Investor Presentation for Q1 FY27
LIC Housing Finance Limited has officially released its Investor Presentation for the First Quarter of the Financial Year 2027, which concluded on June 30, 2026. This document offers stakeholders an in-depth look at the company’s financial results and strategic initiatives during the specified period.
Key Information Available Online
The investor presentation has been uploaded to the official website of LIC Housing Finance Limited. Interested parties can access this crucial information at the following web link: https://www.lichousing.com/investors/investor-update. This proactive disclosure aims to keep investors well-informed about the company’s performance and outlook.
Financial Highlights from Q1 FY27
- Profit After Tax (PAT): Rs. 1488.32 crore, an increase of 9.4% from Rs. 1359.92 crore in Q1 FY26.
- Total Revenue from Operations: Rs. 7062 crore.
- Outstanding Loan Portfolio: Increased by 4% to Rs. 322098 crore.
- Individual Home Loan Portfolio: Grew by 4% to Rs. 271979 crore.
- Loan Disbursements: Rs. 15014 crore, up by 14.5% from Rs. 13116 crore in Q1 FY26.
- Individual Housing Loan Disbursements: Rs. 12119 crore, up by 8%.
- Non-Housing Individual Loan Disbursements: Rs. 1975 crore, up by 20%.
- Net Interest Income: Rs. 2075.52 crore for Q1 FY27.
- Net Interest Margins: 2.58% for Q1 FY27, compared to 2.68% for Q1 FY26.
- Stage 3 EAD: 2.14% as on June 30, 2026.
- Total ECL Provision: Rs. 4398 crore as on June 30, 2026.
- PCR (Stage III): Stands at 48%.
Company Background and Milestones
The presentation also touches upon LIC Housing Finance’s journey, highlighting significant milestones such as its incorporation in 1989, IPO in 1994, and achieving an AAA Rating in 2002. Key achievements include crossing significant thresholds in assets and profit over the years, with projections for continued growth.
Awards and Recognition
The company has received several accolades, including awards for ‘Best HFC’, ‘Best CEO’, and ‘NSE for highest Debt Issuance’ in 2017. In 2019, it was voted ‘Brand of the Decade’. More recent recognitions include awards for ‘Best Organisation for Women’ in 2022 and ‘Winner of Indian Chamber of Commerce Social Impact Awards’ in 2023. Further awards for ‘Best CSR Team’ and ‘Winner of the Corporate Bond Private Placement’ were received in 2024.
Shareholding Pattern
As of June 2026, the shareholding pattern indicates that Life Insurance Corporation of India holds 45.24% of the equity, followed by ICICI Prudential Asset Management Co. Ltd. at 6.70%, and Norges Bank Investment Management at 2.31%.
Geographic Presence and Distribution Network
LIC Housing Finance boasts a large geographic presence with 10 Regional Offices, 23 Back Offices, and 39 Cluster Offices. The company operates 303 Area Offices and has a representative office in Dubai, employing approximately 2400 Employees. Its distribution network includes Home Loan Agents (HLAs), Direct Sales Agents (DSAs), Customer Relations Associates (CRAs), and 46 branches of LICHFL Financial Services.
Source: BSE
