RBL Bank announced an 8% year-over-year growth in total deposits for Q2 FY26, reaching ₹1,16,665 Crore. Deposits under ₹3 Crore saw a 14% YoY increase. Gross Advances reached ₹1,02,350 Crore, a 14% YoY rise. Retail advances grew 11% YoY and wholesale advances grew 20% YoY. The bank continues to focus on granular retail deposit growth, with deposits below ₹3 Crore constituting approximately 51.0% of total deposits.
Q2 FY26 Financial Highlights
RBL Bank has announced its financial performance for the second quarter of fiscal year 2026, showcasing notable growth in key areas. The highlights include:
Deposit Growth
Total deposits have increased to ₹1,16,665 Crore, reflecting an 8% growth compared to the same period last year (YoY). Deposits under ₹3 Crore have shown a strong increase of 14% YoY, reaching ₹59,441 Crore. On a sequential quarter-over-quarter basis (QoQ), total deposits grew by 3%.
Advances
Gross Advances have reached ₹1,02,350 Crore, representing a 14% YoY increase and a 6% QoQ increase. Retail advances grew by 11% YoY and 5% QoQ. Wholesale advances experienced a significant increase of 20% YoY and 6% QoQ.
Key Ratios
The CASA (Current Account Savings Account) deposits stood at ₹37,169 Crore, with a YoY growth of 3% and a QoQ growth of 2%. The CASA Ratio is reported at 31.9%. The Liquidity Coverage Ratio is at 127%.
Strategic Focus
RBL Bank continues its strategic focus on growing granular retail deposits, with deposits below ₹3 Crore now representing approximately 51.0% of the bank’s total deposits.
Segment Performance
Within the wholesale segment, commercial banking advances grew by 33% YoY and 5% QoQ. Secured retail advances saw a growth of 29% YoY and 10% QoQ. Unsecured retail advances, however, de-grew by 7% YoY. The mix of retail to wholesale advances is approximately 60:40.
Source: BSE
