Bank of India has reported strong financial performance for the year ended March 31, 2026, with a consolidated net profit of ₹10,306 crore. The Board of Directors has recommended a final dividend of ₹4.65 per equity share (46.50% face value) for the fiscal year 2025-26. The bank also announced plans for its 30th Annual General Meeting to be held on June 15, 2026, via video conferencing.
Fiscal Year 2026 Financial Highlights
The bank demonstrated consistent growth, closing the financial year with a standalone net profit of ₹10,527 crore. The consolidated net profit reached ₹10,306 crore. The Board of Directors has recommended a dividend payout of ₹4.65 per share for the 2025-26 financial year, pending shareholder approval at the upcoming Annual General Meeting (AGM).
Dividend and AGM Schedule
The bank has set May 29, 2026, as the Record Date for the purpose of determining shareholder eligibility for the dividend payment. Shareholders on record by this date will be eligible for the proposed payout. Additionally, the bank will conduct its 30th AGM on June 15, 2026, using virtual meeting platforms to facilitate shareholder participation.
Asset Quality and Operational Strength
As of March 31, 2026, the bank achieved significant improvements in its asset quality metrics. The Gross NPA ratio stood at 1.98%, a notable reduction from the previous year, while the Net NPA ratio was recorded at 0.56%. The bank maintains a healthy capital position, with a Capital Adequacy Ratio of 18.01% on a standalone basis, ensuring strong operational stability for the coming year.
Strategic Business Performance
The bank’s business segments showed robust growth, driven by its Retail Banking Operations, which generated a segment revenue of ₹32,911 crore for the year. Treasury Operations and Wholesale Banking also contributed significantly to the overall earnings. The bank continues to focus on digital transformation, with the recent setup of Digital Banking Units (DBUs) to enhance customer accessibility and streamline banking services.
Source: BSE
