Aadhar Housing Finance Limited has reported robust financial performance for the fiscal year ended March 31, 2026. The company achieved a standalone profit after tax of ₹1,09,549 lakhs, marking significant growth compared to the previous year. Driven by a disciplined lending strategy and operational efficiency, the company continues to maintain healthy asset quality and capital adequacy, reflecting its commitment to providing sustainable housing finance solutions across its key markets in India.
Annual Financial Highlights
For the financial year ended March 31, 2026, Aadhar Housing Finance recorded a total revenue from operations of ₹3,67,229 lakhs. The company’s standalone profit after tax for the full year reached ₹1,09,549 lakhs, compared to ₹91,211 lakhs in the previous fiscal year. This growth is complemented by a consistent increase in basic earnings per share, which rose to ₹25.31 for the year.
Strategic Acquisitions and Corporate Changes
The company underwent a significant change in shareholding and control during the period. BCP Asia II Holdco VII Pte. Ltd. acquired a majority stake of 64.90% in Aadhar Housing Finance as of March 31, 2026, following the ‘Blackstone Acquisition’. Consequently, the erstwhile promoter group ceased to hold control, and the new acquirer has been classified as the promoter of the company.
Operational Performance and Asset Quality
Aadhar Housing Finance maintains a focus on its core housing finance business. As of the end of the fiscal year, the company reported a capital adequacy ratio (CRAR) of 42.49%, underscoring its solid financial position. The company’s asset quality remains resilient, with a Gross NPA ratio of 1.09% and a Net NPA ratio of 0.71%, indicating effective credit management and robust risk assessment frameworks.
Exceptional Items and Wage Code Impact
During the fiscal year, the company recognized an incremental financial impact of ₹1,592 lakhs (₹1,240 lakhs net of tax) related to the implementation of new Labour Codes. This non-recurring expense was categorized as an ‘Exceptional Item’ to ensure accurate financial reporting and compliance with industry accounting standards, while the company continues to monitor final government notifications regarding these regulations.
Source: BSE
