L&T Finance Limited has released its Business Responsibility and Sustainability Report for FY26, detailing strong progress across environmental, social, and governance (ESG) dimensions. The company achieved carbon neutrality progress, reached over 17.30 lakh beneficiaries through CSR initiatives, and maintained a strong focus on inclusive financial growth. With a 76% green power share in its operations, L&T Finance continues to advance its commitment to sustainable, ethical, and responsible business practices for long-term value creation.
Commitment to Sustainable Finance
In FY26, L&T Finance solidified its focus on sustainable and inclusive growth. The company successfully raised ₹18,220 crore in sustainability-focused loans, significantly exceeding its annual target. A key highlight of the company’s sustainability strategy is its decarbonization plan, which has seen the renewable energy share in operations grow to approximately 76%. These efforts are complemented by the deployment of solar rooftop installations and a robust green procurement policy.
Social Impact and Community Empowerment
L&T Finance continues to create significant social impact, particularly in rural and underserved markets. Through its flagship CSR program, Digital Sakhi, the company has empowered over 8.18 lakh women with digital and financial literacy, while reaching more than 17.30 lakh beneficiaries in total. The company’s commitment to community development is further reflected in its Jalvaibhav project, which successfully replenished over 265 lakh kiloliters of water across Maharashtra and Karnataka.
Employee Well-being and Inclusion
The company maintains a strong focus on its workforce of over 41,301 employees. L&T Finance achieved a significant improvement in employee participation in the Great Place to Work survey, rising to 89%. Diversity remains a strategic priority, with the company actively working to increase the representation of women across its workforce. Furthermore, the company has ensured 100% health insurance coverage for all permanent employees, underscoring its commitment to the health and safety of its people.
Operational Excellence and Digital Transformation
Digital innovation remains central to the company’s service delivery. In FY26, L&T Finance delivered over 5.96 crore customer service resolutions through its PLANET App, with digital collections via the app reaching ₹5,782 crore. These digital-first initiatives, including the proprietary AI-ML credit engine ‘Project Cyclops’, have significantly improved efficiency and operational productivity, while simultaneously reducing the company’s paper footprint.
Source: BSE
