SBFC Finance Limited has announced that the credit rating agency, ICRA Limited, has reaffirmed the company’s long-term fund-based bank facilities at [ICRA]AA-(Stable). This rating applies to a total rated amount of INR 2,100 crore. The reaffirmation reflects the company’s sustained financial stability and debt-servicing capabilities, as validated by the rating agency’s assessment process concluded on May 4, 2026.
Rating Reaffirmation Details
Following a comprehensive review, ICRA Limited has maintained the long-term credit rating for SBFC Finance Limited at [ICRA]AA-(Stable). The rating covers bank facilities totaling INR 2,100 crore, confirming the company’s solid credit standing in the financial services sector. The formal communication regarding this reaffirmation was issued on May 4, 2026.
Breakdown of Credit Facilities
The total rated amount of INR 2,100 crore is distributed across various banking partners, including Axis Bank, Bank of India, Canara Bank, CSB Bank, DCB Bank, Federal Bank, ICICI Bank, IndusInd Bank, Kotak Mahindra Bank, Ujjivan Small Finance Bank, State Bank of India, and Yes Bank. Additionally, INR 512.86 crore remains under the unallocated category. Each of these facilities carries the same [ICRA]AA-(Stable) rating, reflecting consistent credit quality across the company’s borrowing portfolio.
Surveillance and Compliance
As part of its standard financial oversight, ICRA will continue to monitor the company’s performance, with the next surveillance review scheduled within one year. The company remains committed to transparency, ensuring that any significant changes in debt structures or material developments affecting debt-servicing capabilities are communicated promptly to the rating agency.
Source: BSE
