Aditya Birla Capital reported a robust performance for FY26, with consolidated profit after tax rising by 21% to ₹3,797 crore. The company saw significant growth across its core business segments, with its total lending portfolio exceeding ₹2 lakh crore. Consolidated revenue reached ₹53,871 crore, reflecting a 14% year-on-year increase. Additionally, the Board approved a plan to raise up to ₹2,00,000 crore through various debt instruments to support future growth and operational requirements.
Strong Financial Growth in FY26
Aditya Birla Capital has concluded the fiscal year 2026 on a high note, posting a consolidated profit after tax of ₹3,797 crore, a growth of 21% over the previous year. For the fourth quarter (January-March 2026), the company recorded a consolidated profit of ₹1,124 crore, marking a 30% year-on-year increase. Consolidated revenue for the full year stood at ₹53,871 crore, up 14%, driven by strong contributions across lending, insurance, and investment management businesses.
Lending and Asset Expansion
The company’s overall lending portfolio, encompassing both NBFC and housing finance arms, surpassed the ₹2 lakh crore milestone to reach ₹2,07,368 crore, representing a 32% year-on-year growth. The NBFC business alone saw AUM growth of 27%, reaching ₹1,59,916 crore, while the Housing Finance business experienced an AUM surge of 53% to ₹47,452 crore. Total AUM across AMC, life insurance, and health insurance businesses also climbed 16% to ₹5,91,343 crore.
Strategic Initiatives and Capital Raising
During the fiscal year, Aditya Birla Capital successfully expanded its physical presence to 1,740 branches, focusing on deepening penetration into tier 3 and tier 4 cities. The company’s digital platforms, including ABCD (a D2C financial portal) and Udyog Plus (for MSMEs), gained significant traction, with the latter reaching an AUM of ₹5,814 crore. To fuel continued expansion, the Board has approved an increase in the overall borrowing limit to ₹2,00,000 crore, up from the previous limit of ₹1,65,000 crore, subject to shareholder approval.
Insurance Business Highlights
The company’s insurance verticals demonstrated strong momentum. The Life Insurance business saw 15% year-on-year growth in individual first-year premium, totaling ₹4,725 crore, with a notable 260 bps improvement in VNB margins to 20.6%. The Health Insurance business also performed well, with gross written premium increasing by 39% to ₹6,855 crore, while the combined ratio improved to 103%.
Source: BSE
