India Shelter Finance Corporation has announced its financial results for the quarter and year ended March 31, 2026. The company reported a significant annual profit after tax of ₹505.06 crore and has recommended a final dividend of ₹10 per equity share, reflecting a 200% payout on face value. The company continues to maintain a robust capital position, with total assets exceeding ₹9,614 crore as of the fiscal year-end.
Annual Financial Performance Highlights
For the financial year ended March 31, 2026, India Shelter Finance Corporation achieved a standalone profit after tax of ₹505.06 crore, demonstrating strong growth over the previous year’s ₹377.05 crore. Total income for the year climbed to ₹1,530.19 crore, supported by consistent growth in interest income and core housing finance operations.
Shareholder Dividends
In a move to reward shareholders, the Board of Directors has recommended a final dividend of ₹10 per equity share for the 2025-26 financial year. This represents 200% of the equity share’s face value. The recommendation is subject to the approval of shareholders at the company’s upcoming Annual General Meeting.
Strong Operational and Asset Metrics
The company maintains a healthy asset quality, reporting a Gross NPA ratio of 1.25% and a Net NPA ratio of 0.93% as of March 31, 2026. With a Debt-Equity Ratio of 1.95 times and a Liquidity Coverage Ratio of 127.63%, the corporation remains well-positioned to meet its future growth targets. During the year, the company successfully allotted 863,162 equity shares to employees through its stock option plan, further aligning team incentives with long-term company performance.
Future Outlook and Strategic Focus
The company continues to focus on its core housing finance business across India. Strategic initiatives, such as the successful management of non-convertible debentures and the maintenance of a 110% security cover, underline the company’s commitment to financial stability. Having concluded its voluntary liquidation process for its non-material subsidiary, India Shelter Capital Finance Limited, the company remains streamlined and focused on its primary operations for the new fiscal year.
Source: BSE
