IIFL Finance Limited reported a strong financial performance for the quarter ended March 31, 2026. The company achieved a Profit After Tax (PAT) of ₹623 crore, representing a 24% increase on a sequential basis. Consolidated Assets Under Management (AUM) reached ₹1,08,180 crore, reflecting a 38% year-on-year growth. This performance was driven by a strategic emphasis on secured lending, consistent portfolio rebalancing, and significant improvements in asset quality across core business segments.
Financial Highlights and Profitability
IIFL Finance has delivered a robust fiscal conclusion for FY26, with total income for the fourth quarter standing at ₹2,090 crore, a 51% growth compared to the same period last year. The company’s pre-provision operating profit rose by 80% to ₹1,173 crore. For the full fiscal year 2026, the company reported a PAT of ₹1,817 crore, marking an impressive 214% year-on-year growth, underscoring the successful execution of its strategic reset.
Asset Quality and Business Performance
Asset quality showed significant improvement, with Gross NPA reducing to 1.5% and Net NPA at 0.7% as of March 31, 2026. The Provision Coverage Ratio has been strengthened to 93%. Gold loans emerged as the primary growth driver, with the AUM surging to ₹52,581 crore, up 150% year-on-year and 21% sequentially. The home finance portfolio maintained stability with an AUM of ₹40,075 crore.
Strategic Growth and Digital Transformation
The company continues to leverage its ‘Resilient, Capital-Efficient Growth’ strategy, heavily anchored in AI-led operating models and expanded co-lending partnerships. These co-lending collaborations have enabled cumulative originations exceeding ₹50,000 crore to date. Looking ahead to FY27, IIFL Finance remains committed to scaling its secured lending franchises, driving further cost efficiencies through its digital infrastructure, and maintaining a disciplined approach to capital and asset quality.
Source: BSE
