AU Small Finance Bank has reported robust growth for the financial year ended March 31, 2026. The bank achieved a net profit of ₹2,641.25 crore, reflecting solid performance across its core banking segments. Key corporate actions include the appointment of Mr. Gaurav Jain as Chief Financial Officer and a dividend recommendation of Re. 1 per equity share. Additionally, the bank has received board approval for new fund-raising initiatives through equity and debt instruments.
Financial Performance Highlights
For the fiscal year ended March 31, 2026, AU Small Finance Bank demonstrated sustained growth. The bank reported an annual net profit of ₹2,641.25 crore, a significant increase from the previous year’s ₹2,105.93 crore. Total income for the year reached ₹21,614.28 crore. In the final quarter (Q4: Jan-Mar 2026), the bank recorded a net profit of ₹831.87 crore with total income of ₹5,750.10 crore.
Strategic Leadership Update
The Board of Directors has formally appointed Mr. Gaurav Jain as the Chief Financial Officer (CFO), effective April 27, 2026. Mr. Jain, a distinguished Chartered Accountant and MBA from the Kellogg School of Management, brings over two decades of global leadership experience. Having served as the Interim CFO since September 2025, he will continue his role as a key management figure, guiding the bank’s financial strategy and regulatory commitment.
Dividend and Capital Raising Plans
The Board has recommended a dividend of Re. 1 per equity share (10% of face value) for the financial year ending March 31, 2026, subject to shareholder approval at the upcoming Annual General Meeting. Furthermore, the bank has proposed an enabling resolution to bolster its capital base, seeking approval to raise up to ₹7,500 crore through equity shares and up to ₹6,000 crore through debt instruments, including Tier II bonds, over the next twelve months.
Operational Segment Insights
Retail banking continues to be a cornerstone of the bank’s operations, contributing ₹15,779.73 crore in revenue for the full year. The bank maintains a healthy capital adequacy ratio of 18.68% as of March 31, 2026. Asset quality also showed positive trends, with gross NPAs standing at 2.03% and net NPAs at 0.74% at the close of the financial year.
Source: BSE
