SBFC Finance Limited reported strong growth for the financial year ended March 31, 2026. The company achieved a net profit of ₹4,508.33 million for the year, reflecting significant expansion compared to the previous fiscal year. Total revenue for the year reached ₹16,788.21 million, driven by robust interest income. The company maintained a healthy capital-to-risk assets ratio of 32.84%, underscoring its financial stability and strong position within the lending market.
Financial Performance Highlights
SBFC Finance Limited has released its audited financial results for the quarter and year ended March 31, 2026. For the quarter ending March 31, 2026, the company recorded a net profit of ₹1,227.67 million, compared to ₹943.95 million in the same quarter of the previous year. For the full financial year, the company’s net profit saw substantial growth, rising to ₹4,508.33 million from ₹3,451.68 million in the prior year.
Revenue and Operational Growth
The company’s total revenue from operations for the full year stood at ₹16,788.21 million, a notable increase over the ₹13,051.16 million reported for the year ended March 31, 2025. This growth was primarily fueled by an interest income of ₹15,542.52 million. The total assets of the company have also seen marked expansion, growing to ₹110,854.02 million as of March 31, 2026, compared to ₹85,958.12 million in the previous year.
Asset Quality and Capital Adequacy
Management remains focused on maintaining high asset quality. As of March 31, 2026, the Gross Non-Performing Asset (GNPA) ratio was reported at 2.61%, with a Net Non-Performing Asset (NNPA) ratio of 1.54%. Furthermore, the company continues to maintain a solid capital buffer, ending the fiscal year with a capital to risk assets ratio of 32.84% and a liquidity coverage ratio of 145.36%, ensuring it remains well-positioned for future credit demand.
Source: BSE