RBL Bank has announced strong financial results for the quarter and year ended March 31, 2026. The bank recorded an annual net profit of ₹822.44 crore, reflecting a solid performance across its core segments. Following these results, the Board of Directors has recommended a dividend of Re. 1 per equity share (10% face value), subject to shareholder approval at the upcoming Annual General Meeting.
Financial Highlights for FY 2026
For the financial year ended March 31, 2026, RBL Bank posted a total income of ₹18,456.95 crore, a notable increase from the previous year. The bank’s net profit reached ₹822.44 crore, demonstrating consistent growth. The operating profit for the year stood at ₹3,299.15 crore, supported by strong interest income and stable operational performance throughout the year.
Dividend and Shareholder Value
Reflecting its commitment to shareholder returns, the Board has recommended a dividend of Re. 1 per equity share, having a face value of ₹10/- each. This 10% dividend is subject to approval at the bank’s ensuing Annual General Meeting. This decision comes as the bank continues to strengthen its capital base, with a Basel III Capital Adequacy Ratio of 14.25% as of the end of the fiscal year.
Segmental and Strategic Progress
The bank’s business segments, including Corporate/Wholesale Banking and Retail Banking, showed resilience. The Retail Banking segment remains a primary focus, supported by a diverse product offering. Additionally, the bank is actively pursuing strategic initiatives, including the proposed preferential issue of equity shares to Emirates NBD Bank, aimed at further enhancing its long-term growth and capital position.
Asset Quality and Operational Efficiency
Asset quality remained stable, with Gross NPA at 1.45% and Net NPA at 0.39% as of March 31, 2026. The bank also successfully managed its interest expenditure, which totaled ₹7,976.01 crore for the full year, while maintaining focused control over its operating expenses.
Source: BSE
