Union Bank of India has disclosed its statement of debt securities issued and outstanding for the half-year ending March 31, 2026. The bank reports a total outstanding value of ₹17,933 crore across 14 distinct debt security instruments, providing transparency into its long-term financial liabilities and ongoing debt obligations.
Debt Portfolio Overview
As of the end of the second half of the financial year 2025-26, Union Bank of India maintains a diverse portfolio of debt instruments. These securities, ranging from perpetual bonds to those with specified maturity dates, reflect the bank’s capital structure and long-term funding strategies. The total value of these outstanding securities stands at ₹17,933 crore.
Key Debt Instrument Highlights
The bank’s debt portfolio features a mix of perpetual bonds and fixed-maturity instruments, with coupon rates ranging from 7.16% to 9.50%. Notable highlights include:
- Perpetual Bonds: A significant portion of the portfolio includes perpetual securities, such as the ₹2,000 crore issuance dated November 22, 2021, carrying a 8.70% coupon.
- New Issuances: The latest addition to the portfolio is a ₹3,000 crore instrument issued on March 24, 2026, with a maturity date of March 24, 2036, and a coupon rate of 7.16%.
- Standard Maturity Bonds: The portfolio includes various instruments maturing between 2026 and 2037, ensuring a staggered repayment schedule for the bank.
Terms and Conditions
Most of the debt securities issued by the bank carry an annual payment frequency. Furthermore, many of the listed securities include embedded call options, typically exercisable on the fifth or tenth anniversary of the allotment, providing the bank with flexibility in managing its capital and liability profile effectively.
Source: BSE
