YES BANK has released its provisional financial figures for the quarter ended March 31, 2026, reflecting solid growth in both loans and deposits. The bank reported total loans and advances of ₹272,454 crore and deposits reaching ₹318,970 crore. These preliminary metrics highlight a positive trend compared to the previous quarter and the corresponding period last year, reinforcing the bank’s expanding balance sheet ahead of the final audited results.
Key Financial Performance Highlights
As of March 31, 2026, YES BANK has demonstrated consistent momentum in its core business segments. The bank’s Loans and Advances grew to ₹272,454 crore, marking a 5.8% increase on a quarter-on-quarter (QoQ) basis and a 10.7% rise year-on-year (YoY). Simultaneously, Deposits surged to ₹318,970 crore, representing a growth of 9.0% QoQ and 12.1% YoY.
Deposit Mix and Liquidity Position
The bank’s deposit composition remains a focal point, with CASA deposits increasing to ₹111,960 crore, an impressive 12.5% rise compared to the previous quarter. The CASA Ratio (inclusive of CDs) now stands at 35.1%, up from 34.0% in the preceding quarter. Regarding liquidity, the bank maintains a stable Liquidity Coverage Ratio (LCR) of 119.0%, ensuring robust operational flexibility.
Strategic Credit Metrics
The Credit to Deposit Ratio was reported at 85.4% for the quarter ending March 2026, compared to 88.0% in the previous quarter. These figures remain provisional and are subject to final approval by the Audit Committee and Board of Directors, as well as the completion of the standard statutory audit process. The bank continues to maintain a disciplined approach to asset quality and liquidity management as it prepares to announce its final audited financial results for the fiscal year.
Source: BSE
