Edelweiss Financial Services announced the Board’s approval of the unaudited Consolidated and Standalone Financial Results for the third quarter and nine months ended December 31, 2025. Key highlights show a 45% YoY growth in Consolidated PAT to INR 549 Cr for the nine months ended December. The company emphasized steady profitability, strong customer franchise growth, and a robust balance sheet across its diverse businesses.
Board Meeting Outcome and Financial Highlights
The Board of Directors of Edelweiss Financial Services Limited, following a meeting held on Tuesday, February 10, 2026, approved the unaudited Consolidated and Standalone Financial Results for the third quarter and nine months period ended December 31, 2025. The Auditors, M/s. Nangia & Co. LLP, issued an unmodified opinion on these results.
Consolidated Nine Months Ended Dec 25 Performance
The nine months period demonstrated strong performance, with key metrics summarized as:
- EFSL pre MI Consolidated PAT stood at INR 549 Cr, marking a 45% YoY increase.
- EFSL post MI Consolidated PAT saw a 56% YoY increase to reach INR 459 Cr.
- Consolidated Revenue reached INR 8,896 Cr.
Quarter Ended Dec 25 Highlights
The third quarter results were particularly strong:
- EFSL pre MI Consolidated PAT grew by 74% YoY to INR 270 Cr.
- EFSL post MI Consolidated PAT grew by 112% YoY to INR 264 Cr.
- Consolidated Revenue for the quarter was INR 4,715 Cr.
Key Business Metrics and Growth Trajectory
Alternative Asset Management and Mutual Fund Growth
The Alternative Asset Management business showed robust growth, with FPAUM increasing 33% YoY to INR 41,920 Cr. Fund raise for the quarter was INR 2,394 Cr. In the Mutual Fund business, Equity AUM grew 33% YoY to INR 83,000 Cr, and the SIP Book crossed the INR 500 Cr mark, increasing 55% YoY.
Insurance and Credit Business Performance
- The Asset Reconstruction business recovered INR 842 Cr in the quarter, with retail share in capital employed rising to 25% (from 15% YoY).
- MSME loans disbursed reached INR 298 Cr, marking a 5.7x YoY increase.
- General Insurance Gross Written Premium grew 47% YoY to INR 404 Cr.
- Life Insurance Gross Premium increased 15% YoY to INR 514 Cr.
Customer Franchise Expansion
The customer base continues to expand, with customer reach up 31% YoY to nearly 13 million. Customer assets increased 8% YoY to INR 2.4 Trillion, reflecting sustained customer trust.
On Track on Strategic Priorities
The company remains focused on scaling profits, where underlying businesses showed a 22% CAGR in profits over the last two years. Insurance businesses are on track toward break-even, having reduced combined losses by 39% over the last two years. Furthermore, focused reduction in corporate net debt is ongoing, showing a 15% decline to INR 6,520 Cr over the last two years.
Chairman’s Commentary
Chairman, Rashesh Shah, noted that despite global headwinds, India’s growth remained steady, driven by tax cuts and reforms. He expressed pleasure regarding the filing of EAAA’s DRHP for IPO and the consummation of the WestBridge investment in Mutual Fund during the quarter, positioning the businesses for future standalone growth.
Strong Balance Sheet Position
The financial health remains sound, evidenced by:
- Net Worth at INR 5,866 Cr.
- Comfortable Liquidity of INR 5,600 Cr.
- Strong capitalization across credit entities with capital adequacy nearing 30%.
Statutory Compliance Submissions
In addition to the financial results, the Board approved the necessary statutory filings, including the Security Cover Certificate as of December 31, 2025, and the Statement of utilisation of proceeds of Non-convertible Debentures for the quarter ended December 31, 2025.
Source: BSE
