General Insurance Corporation of India (GIC Re) announced its Q3 results for the quarter ended December 31, 2025. The Board approved the unaudited standalone and consolidated financial results, along with the auditors’ limited review report, at a meeting held on February 7, 2026. The results, along with the auditors’ report, are available on the corporation’s website.
Q3 Financial Highlights (Standalone)
Key figures from the standalone financial results for Q3 2025-26:
- Net Premium Written: ₹10,35,486 Lakhs
- Net Premium Earned: ₹9,58,028 Lakhs
- Income from Investments (net): ₹1,87,976 Lakhs
- Total Income: ₹11,55,741 Lakhs
- Underwriting Loss: ₹(55,183) Lakhs
- Operating Profit: ₹1,32,793 Lakhs
Consolidated Financial Performance: Key Details
Key figures from the consolidated financial results for Q3 2025-26:
- Net Premium Written: ₹10,48,580 Lakhs
- Net Premium Earned: ₹9,63,054 Lakhs
- Income from Investments (net): ₹1,89,045 Lakhs
- Total Income: ₹11,61,664 Lakhs
- Underwriting Loss: ₹(34,578) Lakhs
- Operating Profit: ₹1,54,466 Lakhs
Analytical Ratios (Standalone)
The corporation also provided the following analytical ratios:
- Solvency Ratio: 3.87
- Expenses of Management Ratio: 0.78
- Incurred Claim Ratio: 87.94
- Net Retention Ratio: 94.25
- Combined Ratio: 105.32
Subsidiaries and Associates
The consolidated results include the following subsidiaries:
- GIC Re South Africa Limited
- GIC Re India Corporate Member Limited
- GIC Perestrakhovanie LLC
- Agriculture Insurance Company of India Limited
- India International Insurance Pte Limited
- GIC Bhutan Re Limited
Source: BSE
