SBI has announced its unaudited financial results for the quarter and nine months ended December 31, 2025. The bank reported interest earned of ₹1,22,556.12 crore for the quarter and a net profit of ₹21,028.15 crore. The Gross NPA ratio stood at 1.57% and Net NPA ratio at 0.39%. Capital Adequacy Ratio (Basel III) was 14.04%.
Financial Performance
For the quarter ended December 31, 2025, SBI reported the following key financial figures:
- Interest earned: ₹1,22,556.12 crore
- Other income: ₹18,358.53 crore
- Total income: ₹1,40,914.65 crore
- Net profit: ₹21,028.15 crore
Key Ratios
The bank’s key financial ratios as of December 31, 2025, are:
- Gross NPA: ₹73,636.76 crore
- Net NPA: ₹18,012.10 crore
- % of Gross NPAs: 1.57%
- % of Net NPAs: 0.39%
- Capital adequacy ratio (Basel III): 14.04%
Segment-wise Results
Segment-wise revenue for the quarter ended December 31, 2025:
- Treasury operations: ₹33,063.88 crore
- Corporate/Wholesale Banking operations: ₹36,941.71 crore
- Retail Banking operations: ₹67,551.00 crore
Additional Information
The Provision Coverage Ratio (PCR) as on December 31, 2025, is 75.54%. PCR with AUCA is 92.37%.
Pursuant to regulatory approval, the bank divested its entire stake in Jio Payments Bank and a portion of its stake in Yes Bank Limited.
Source: BSE
