India Shelter Finance Corporation Limited’s Board has approved the December 31, 2025 quarterly and nine-month financial results. The board also approved the issuance of Non-Convertible Debentures (NCDs) up to ₹1000 crores, and the reclassification of certain promoters to the public category. Key financial metrics, including a Net Profit Margin of 32.60%, were disclosed, alongside details of asset quality and debt coverage.
Financial Results Approved
The Board of Directors has approved the unaudited standalone and consolidated financial results for the quarter and nine months ended December 31, 2025. The results were reviewed by the Audit Committee before approval. Key highlights from the standalone results include:
- Interest Income: ₹31,027.15 lakhs
- Total Revenue from Operations: ₹38,950.28 lakhs
- Net Profit: ₹12,393.91 lakhs
- Net Profit Margin: 32.60%
The Board also noted the following key ratios as of December 31, 2025:
- Debt-Equity Ratio: 1.85 times
- Gross NPA ratio: 1.54%
- Net NPA ratio: 1.16%
NCD Issuance Approved
The Board has approved raising funds through the issuance of Non-Convertible Debentures (NCDs) via private placement or public offerings, in one or more tranches, up to ₹1000 crores. The decision aligns with the company’s growth strategy and funding requirements.
Promoter Reclassification
The Board has approved the reclassification of certain members from the “Promoter/Promoter group” category to the “Public” category, in compliance with regulatory requirements. This decision followed requests from the members themselves.
Additional Key Points
- The company maintained 110% security cover on its secured listed non-convertible debentures as of December 31, 2025.
- 7,25,259 equity shares have been allotted to employees who exercised their options under the employee stock option plan during the nine months ending December 31, 2025.
Source: BSE
