Life Insurance Corporation of India (LIC) has announced its unaudited financial results for the quarter and nine months ended December 31, 2025. The report highlights a surplus of ₹13,268.55 crore for the quarter, increased net premium income, and key analytical ratios. The board has approved the transfer of ₹11,672.48 crore to the shareholders’ account. These results reflect LIC’s performance in the insurance sector during the specified period.
Financial Performance Overview
Life Insurance Corporation of India (LIC) reported a surplus of ₹13,268.55 crore for Q3 2026, with the board approving a transfer of ₹11,672.48 crore to the shareholders’ account. For the nine months ended December 31, 2025, the total surplus stood at ₹36,074.28 crore.
Key Financial Metrics
Notable figures from the report include:
- Net premium income: ₹1,25,988.15 crore for the quarter and ₹3,72,536.60 crore for the nine months.
- Income from investments (Net): ₹1,07,704.33 crore for the quarter and ₹3,22,362.87 crore for the nine months.
- Total Assets: ₹60,48,317.19 crore.
Segment-Wise Performance
The segment-wise revenue and results show the distribution of net premium and investment income across different insurance segments, including life participating, pension, annuity, and linked policies.
Analytical Ratios
Key analytical ratios as of December 31, 2025:
- Solvency Ratio: 2.19
- Expenses of Management Ratio: 12.40%
- Earnings per share (EPS): ₹20.44 before extraordinary items.
The percentage of shares held by the Government of India remains at 96.50%.
Emphasis of Matters
Pursuant to regulatory approval, ₹9,280.37 crore, pertaining to additional contribution due to increase in family pension, is being amortised over 20 quarters commencing from Q3 FY24. Also, ₹7,230.09 crore in Par segment pertaining to excess Expenses of Management for FY23 shall be replenished from Shareholders’ account in equal annual instalments. Finally, ₹5,477.10 crore towards additional pension liability pertaining to Par segment is being charged to the Shareholders account.
Subsidiaries and Associates
The consolidated results include figures from various subsidiaries and associates, including LIC Pension Fund Limited, LIC Card Services Limited, LIC Housing Finance Ltd., and IDBI Bank Limited.
Source: BSE
