Aptus Value Housing Finance India Limited reported a strong performance for Q3 FY26. Assets Under Management (AUM) reached ₹12,330 Crore, a 21% year-over-year increase. Disbursements grew by 11% to ₹1,030 Crore. Net profit increased by 26% to ₹239 Crore. The company expanded its branch network to 335 locations.
Financial Performance Highlights
Aptus Value Housing Finance India Limited announced its financial results for Q3 FY26, demonstrating substantial growth across key metrics.
Key highlights include:
- AUM as of December 2025 reached ₹12,330 Cr, reflecting a 21% year-over-year growth.
- Q3 FY26 disbursements amounted to ₹1,030 Cr, an 11% increase. 9M FY26 disbursements totaled ₹2,768 Cr, a 9% rise year-over-year.
- Total Income for Q3 FY26 was ₹569 Cr, up by 22%. For the nine-month period, total income reached ₹1,652 Cr, a 27% increase.
- Net Profit for Q3 FY26 stood at ₹239 Cr, a 26% increase. For the nine-month period, net profit was ₹685 Cr, also a 26% increase.
- The RoA/RoE for Q3 FY26 was reported at 7.9%/20.2%.
Key Performance Metrics
Here’s a summary of the key performance metrics:
- AUM: ₹12,330 Cr (Q3 FY26) vs ₹10,226 Cr (Q3 FY25), up 21%
- Disbursements: ₹1,030 Cr (Q3 FY26) vs ₹930 Cr (Q3 FY25), up 11%
- Total Income: ₹569 Cr (Q3 FY26) vs ₹465 Cr (Q3 FY25), up 22%
- Net Profit: ₹239 Cr (Q3 FY26) vs ₹191 Cr (Q3 FY25), up 26%
- Gross NPA: 1.6% (Q3 FY26) vs 1.3% (Q3 FY25)
- Net NPA: 1.2% (Q3 FY26) vs 1.0% (Q3 FY25)
- RoA: 7.9% (Q3 FY26) vs 7.7% (Q3 FY25)
- RoE: 20.2% (Q3 FY26) vs 18.8% (Q3 FY25)
Strategic Developments and Outlook
As of Q3 FY26, Aptus Value Housing has expanded its network to 335 branches. The company aims to deepen its presence in select under-penetrated pockets within existing states and explore expansion into new states.
The company expects to deliver sustainable AUM growth of 22–24%, driven by new branch additions and other strategic initiatives.
Source: BSE
