IDFC FIRST Bank announced its Q3 FY26 financial results, showcasing a Net Profit of ₹50.25 crore. The bank continues to demonstrate solid financial health and improved asset quality. Gross NPA ratio stood at 1.69%, with Net NPA ratio at 0.53%. The bank’s total income reached ₹12,541.99 crore. The results reflect the bank’s strategic focus on sustainable growth and operational efficiency.
Financial Performance Overview
For the quarter ended December 31, 2025, IDFC FIRST Bank reported a Net Profit of ₹50.25 crore. The bank’s total income reached ₹12,541.99 crore, driven by strong interest income and other income streams.
The board approved the results on January 31, 2026, following a review by the Audit Committee on January 30, 2026.
Key Financial Metrics
Here are the key metrics from the Q3 FY26 report:
- Interest Earned: ₹10,417.02 crore
- Total Income: ₹12,541.99 crore
- Operating Profit: ₹2,033.35 crore
- Net Profit: ₹50.25 crore
Asset Quality
The bank reported the following asset quality numbers:
- Gross NPA: 1.69% of gross advances
- Net NPA: 0.53% of net advances
Segment Performance
Total Segment Revenue: ₹24,405.05 crore
- Treasury: ₹7,296.49 crore
- Wholesale Banking: ₹2,893.17 crore
- Retail Banking: ₹13,904.02 crore
Capital Adequacy
The Capital Adequacy Ratio (Basel III) stood at 15.84%.
Source: BSE
