IDFC FIRST Bank announced its financial results for Q3 FY26, reporting a net profit of ₹50.25 crore, compared to ₹33.94 crore in Q3 FY25. The bank’s total income increased to ₹12,54.20 crore. The Board approved these results on January 31, 2026. Key metrics include an improvement in earnings per share and sustained capital adequacy.
Financial Performance Overview
IDFC FIRST Bank has released its unaudited standalone financial results for the quarter and nine months ended December 31, 2025. The results, approved by the Board of Directors on January 31, 2026, showcase the bank’s performance in the third quarter of fiscal year 2026 (Q3 FY26).
Key Financial Highlights
The bank’s financial performance includes the following key highlights:
- Net Profit: Increased to ₹50.25 crore, up from ₹33.94 crore in Q3 FY25.
- Total Income: Reached ₹12,54.20 crore.
- Interest Earned: Totaled ₹10,41.70 crore.
- Other Income: Stood at ₹2,12.50 crore.
Analytical Ratios and Capital Adequacy
The bank’s analytical ratios provide further insight into its financial health:
- Capital Adequacy Ratio (Basel III): Reported at 15.84%.
- Gross NPA: Amounted to ₹4,614.14 crore, representing 1.69% of gross advances.
- Net NPA: Stood at ₹1,426.91 crore, or 0.53% of net advances.
- Earnings Per Share (EPS): Basic EPS was ₹0.57.
Segment Performance
The segment-wise revenue breakdown is as follows:
- Treasury: ₹7,296.49 crore.
- Wholesale Banking: ₹2,893.17 crore.
- Retail Banking: ₹13,904.02 crore (including ₹2,413.23 crore from Digital Banking).
Additional Disclosures
During the quarter, the bank issued 6,546,484 equity shares pursuant to the exercise of options under the Employee Stock Option Scheme.
Source: BSE
