LIC Housing Finance Q3 FY26 Net Profit Declines to ₹1,398.27 Crore

LIC Housing Finance (LICHF) reported its Q3 FY26 financial results, with net profit decreasing to ₹1,398.27 crore. Interest income increased to ₹7,052.25 crore. The Board re-appointed Smt. Jagennath Jayanthi as an Independent Director for a second term. The company is managing ₹91.23 crore in projects under implementation as of December 31, 2025. The board approved these results at a meeting on January 30, 2026.

Financial Performance

LIC Housing Finance (LIC HFL) has announced its unaudited consolidated financial results for Q3 FY26, showing a net profit of ₹1,398.27 crore, compared to the previous quarter. Key financial details include:

  • Interest Income:₹7,052.25 crore
  • Total Income:₹7,214.28 crore

Board Decision

The Board of Directors re-appointed Smt. Jagennath Jayanthi (DIN- 09053493) as an Independent Director for a second term, effective February 5, 2026, subject to shareholder approval. She satisfies the Fit & Proper Criteria of NHB.

Project Updates

The company has several projects under implementation. As of December 31, 2025, there are 8 projects with a total outstanding amount of ₹91.23 crore.

Additional Financial Disclosures

Key financial ratios include:

  • Debt equity ratio: 7.30
  • Net profit margin: 18.98%
  • Gross Non Performing Assets (GNPA): 2.45%
  • Provision Coverage Ratio (PCR): 54.59%

Source: BSE

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