Aadhar Housing Finance announced its unaudited financial results, reporting a 20% growth in Assets Under Management (AUM) reaching ₹28,790 crore as of December 31, 2025. Profit after Tax (PAT) also increased by 20% to ₹797 crore for the nine months in FY26. The company highlights its commitment to low-income housing and expects to maintain its growth trajectory.
Financial Performance Q3 & 9M FY26
Aadhar Housing Finance reported significant growth in its financial results for the quarter and nine months ending December 31, 2025.
Key Highlights
Assets Under Management (AUM): Grew by 20% YoY to ₹28,790 crore as of December 31, 2025, from ₹23,976 crore as of December 31, 2024.
Disbursements: Increased by 15% to ₹6,469 crore for the nine months ended December 31, 2025, compared to ₹5,626 crore in the previous year.
Profit after Tax (PAT): Rose by 20% to ₹797 crore in 9M FY26 from ₹667 crore in 9M FY25. Q3 FY26 PAT grew 23% to ₹294 crore from ₹239 crore in Q3 FY25.
Net worth: Stood at ₹7,185 crore as of December 31, 2025.
Return on Assets (ROA): 4.4% for 9M FY26.
Return on Equity (ROE): 15.6% for 9M FY26.
Gross NPA: Stood at 1.38% as of December 31, 2025, compared to 1.36% as of December 31, 2024.
Strategic Focus and Outlook
The company continues to focus on the low-income housing segment, expanding its reach to underserved areas with over 621 branches. Aadhar Housing Finance aims to enhance its digital capabilities by integrating AI to improve efficiency and risk management.
Rishi Anand, MD & CEO, stated that the current macroeconomic landscape and government initiatives like PMAY 2.0 are favorable for the low-income housing sector.
Operational Highlights
Total number of loan accounts reached over 3,24,000 as of December 31, 2025.
Source: BSE
