Aadhar Housing Finance Limited announced its unaudited standalone and consolidated financial results for the quarter and nine months ended December 31, 2025. The Board of Directors approved these results on January 30, 2026. Total income reached ₹94.37 crore for the quarter. The company also confirmed the utilization of IPO proceeds and listed NCDs, ensuring compliance with regulatory requirements.
Financial Performance
For the quarter ended December 31, 2025, Aadhar Housing Finance reported a total income of ₹94.37 crore, which includes:
- Interest income: ₹83.29 crore
- Fees and commission income: ₹5.12 crore
Total expenses for the quarter were ₹56.79 crore, resulting in a profit before tax of ₹37.57 crore.
For the nine months ended December 31, 2025, key figures include:
- Total income: ₹269.41 crore
- Profit after tax: ₹78.48 crore
Key Financial Ratios
As of December 31, 2025:
- Debt-Equity Ratio: 2.34
- Gross NPA to AUM: 1.38%
- Net NPA to AUM: 1.01%
- Capital Adequacy Ratio (CRAR): 44.06%
Operational Highlights
As of December 31, 2025:
- Number of branches: 621
- Presence across 22 states
Utilization of Funds
The company confirmed that the issue proceeds from listed Non-Convertible Debentures (NCDs) raised up to the quarter ended December 31, 2025, have been fully utilized for the stated purposes.
Proceeds from the Initial Public Offer (IPO) have also been utilized, with ₹75.00 crore allocated to meet future capital requirements and ₹20.23 crore towards general corporate purposes as of December 31, 2025.
Other Updates
The company allotted 7,03,580 equity shares pursuant to the exercise of employee stock options during the quarter ended December 31, 2025.
Source: BSE
