Capri Global Capital (CGCL) reported strong Q3FY26 results, with AUM surging 47% YoY to ₹304,065 million. Net Interest Income rose 48%, while Non-Interest Income skyrocketed 124%. The company’s diversified portfolio and strategic initiatives are driving robust growth, with a focus on expanding reach and enhancing customer experience. CGCL aims for ₹550 bn AUM by FY28 and ₹1,000 bn+ by FY32, growing at 25%-30% CAGR.
Exceptional Financial Performance
Capri Global Capital showcased impressive financial growth in Q3FY26:
- AUM: Increased by 47% year-over-year to ₹304,065 million.
- Net Interest Income: Rose by 48% to ₹5,103 million.
- Non-Interest Income: Substantially increased by 124% to ₹2,404 million.
- Operating Profit: Grew by 92% to ₹3,634 million.
- PAT: Increased by 99% to ₹2,554 million.
Segmental Highlights and Growth Drivers
The company’s growth is supported by a diversified portfolio:
- MSME: Showing strong and consistent performance and expansion.
- Gold Loans: Experiencing strong customer acquisition momentum.
- Housing Finance: Expanding customer base with a diversified portfolio.
- Construction Finance: Strong new accounts pipeline with AUM growth of 37% YoY.
Strategic Initiatives and Outlook
Capri Global is focused on several key initiatives to accelerate growth:
- Diversifying product offerings and scaling existing verticals to increase fee income.
- Expanding geographic presence, aiming for 750-800 new branches over the next 3 years.
- Leveraging technology and data science for operational excellence.
- Diversifying borrowings and strengthening co-lending partnerships.
Capri Global’s target is ₹550 bn AUM by FY28 and ₹1,000 bn+ by FY32 growing at 25% – 30% CAGR, with a target to deliver 16.0-18.0% RoAE and 4.0% – 4.5% RoAA by FY28.
Commitment to ESG
Capri Global emphasizes its commitment to Environmental, Social, and Governance (ESG) factors, focusing on:
- Reducing energy consumption and promoting digital-first services.
- Expanding financial access for underserved communities and women.
- Maintaining strong corporate governance and ethical practices.
Branch Network Expansion
The company continues to expand its branch network, with a total branch network of 1,331 branches. The company is committed to increasing its reach through both organic growth and strategic partnerships.
Source: BSE
