HUDCO announced its Q3FY26 financial results showcasing robust growth. The company reported increased loan sanctions, disbursements, and a strong loan book. Highlights include a 3.62% increase in net profit and a 51% surge in loan sanctions compared to the same period last year. HUDCO is actively pursuing sustainable asset creation and urban development initiatives.
Operational Performance
HUDCO demonstrates strong operational momentum:
- Loan Sanctions: Grew to ₹1,39,151.92 Cr.
- Loan Disbursements: Reached ₹41,347 Cr.
- Loan Outstanding: Increased to ₹1,55,631 Cr.
Financial Highlights (9M FY26)
Key financial achievements for the nine months ending December 31, 2025:
- Net Profit: ₹2,053.06 Cr, up 3.62% from ₹1,981.40 Cr.
- CRAR: Healthy at 38.28%.
- GNPA: Low at 1.08%, NNPA at 0.06%.
Repurposing Efforts
HUDCO is focused on:
- Urban Invest Window: Developing bankable infrastructure projects and offering support to Urban Local Bodies (ULBs).
- Credit Enhancement Initiative (AMRUT 2.0): Promoting financial self-reliance among smaller ULBs.
- PPP Project Finance Division: Supporting private sector involvement in infrastructure.
Sector Outlook & Opportunities
HUDCO is positioned to contribute to India’s growth towards a $10 Trillion Economy by 2030 and Viksit Bharat @ 2047, focusing on urban mobility, affordable housing, and infrastructure development.
Source: BSE