Star Health Reports Earnings Call Presentation for Q3 & 9M FY2026

Star Health and Allied Insurance Co. Ltd. has announced the earnings call presentation for Q3 and 9M FY2026. The presentation, to be made to investors and analysts, will cover the company’s performance for the quarter and nine months ended December 31, 2025. The earnings call is scheduled for January 29, 2026, at 8.30 A.M. IST. The presentation is hosted on the company’s website.

Earnings Call Announcement

Star Health and Allied Insurance Co. Ltd. is set to present its earnings call presentation, detailing the company’s performance in Q3 (Oct-Dec) and the first nine months of FY2026. This presentation is aimed at providing investors and analysts with an overview of the company’s financial results and strategic progress.

Presentation Details

The presentation will cover the period ending December 31, 2025, and is scheduled to take place on January 29, 2026, at 8:30 A.M. IST. Key stakeholders can access the presentation on the company’s website.

Key Highlights from 9M FY26

Some key metrics from the first nine months of FY26 include:

  • Lives Covered: 1.8 Cr
  • Persistency (Renewal Ratio): 99%
  • NPS: 64
  • Grievances/10K Policies: 20

Financial Performance Overview

The company reported a GWP (without 1/n) of 13,856 Cr for 9M FY26, compared to 11,947 Cr in 9M FY25. The PAT (IND AS) increased to 966 Cr in 9M FY26 from 516 Cr in 9M FY25. The combined ratio stood at 99.8% for 9M FY26.

Business Strategy & Growth

Star Health is focused on several strategic pillars:

  • Retail Indemnity Expert: 95% GWP Contribution from Retail Policies
  • Digital First: 76% Digital Premium Collection, with 13 Mn+ App Downloads
  • Customer Centricity: Overall NPS of 64

Financial Performance Indicators

Key financial indicators for the nine months ended December 31, 2026:

  • Loss Ratio: 70.0%
  • Expense Ratio: 29.8%
  • Combined Ratio: 99.8%
  • Profit after tax: 966 Cr

Source: BSE

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