CSB Bank has announced its unaudited financial results for the quarter ended December 31, 2025. The bank reported a net profit of ₹15.27 crore for the quarter. Interest earned stood at ₹115.42 crore. The bank’s Gross NPA was 1.96%, while Net NPA was 0.67%. The Capital Adequacy Ratio was recorded at 19.41%.
Financial Performance Highlights
CSB Bank’s total income for the quarter stood at ₹143.07 crore, compared to ₹113.88 crore for the quarter ended December 31, 2024. Interest income increased to ₹115.42 crore from ₹91.94 crore in the corresponding quarter of the previous year.
Profitability
The bank’s net profit after tax for the quarter reached ₹15.27 crore. This compares favorably to the ₹15.16 crore reported for Q3 2024. Earnings per share (EPS) stood at ₹8.80.
Asset Quality
As of December 31, 2025, the Gross Non-Performing Assets (GNPA) ratio was 1.96%, compared to 1.58% as of December 31, 2024. The Net Non-Performing Assets (NNPA) ratio was 0.67%, as compared to 0.64% as of December 31, 2024.
Capital Adequacy
The bank’s Capital Adequacy Ratio (CAR) under Basel III stood at 19.41% as of December 31, 2025. In comparison, the CAR was 21.08% as of December 31, 2024.
Segment Performance
Treasury segment reported a profit of ₹1.51 crore while the Corporate/Wholesale Banking segment posted a profit of ₹2.43 crore. Retail Banking contributed significantly with a profit of ₹14.76 crore. Other banking operations recorded a profit of ₹2.02 crore.
Source: BSE
