DCB Bank announced its unaudited financial results for Q3 FY26, reporting a net profit of ₹184.74 crore. The bank’s total income rose to ₹2,082.30 crore. Asset quality remained stable, with gross NPAs at 2.72%. The bank continues to focus on strategic growth and maintaining a strong capital adequacy ratio of 15.84%.
Financial Performance
DCB Bank reported a net profit of ₹184.74 crore for Q3 FY26, reflecting a strong performance. The total income increased to ₹2,082.30 crore. Interest earned reached ₹1,860.88 crore, demonstrating healthy growth in the bank’s core operations. These figures are based on the unaudited financial results for the quarter ended December 31, 2025.
Key Financial Metrics
Here’s a summary of DCB Bank’s key financial metrics for Q3 FY26:
- Net Profit: ₹184.74 crore
- Total Income: ₹2,082.30 crore
- Interest Earned: ₹1,860.88 crore
Asset Quality
The bank’s asset quality remained stable during the quarter. Gross Non-Performing Assets (NPAs) stood at 2.72%, and Net NPAs were at 1.10%. The bank maintains a strong focus on risk management and prudent lending practices.
Capital Adequacy
DCB Bank’s Capital Adequacy Ratio (CAR) was reported at 15.84%, indicating a strong capital position. This robust capital base enables the bank to pursue growth opportunities and meet regulatory requirements.
Segment Performance
A breakdown of segment-wise revenue and profit is as follows:
- Treasury Operations: Revenue ₹487.91 crore, Segment Results ₹48.54 crore
- Corporate/Wholesale Banking: Revenue ₹139.17 crore, Segment Results ₹18.18 crore
- Retail Banking: Revenue ₹1,713.94 crore, Segment Results ₹132.00 crore
- Other Banking Operations: Revenue ₹55.24 crore, Segment Results ₹53.45 crore
Equity and Shares
The paid-up equity share capital is ₹321.74 crore. The bank allotted 5,29,790 shares during the quarter pursuant to the exercise of stock options.
Source: BSE
