Go Digit General Insurance Limited’s Board of Directors has approved the unaudited financial results for the quarter and nine months ended December 31, 2025. Gross Premium Written stood at ₹290.918 lakhs for the quarter. The company reported a profit before tax of ₹16,291 lakhs. Key financial ratios including Solvency Ratio and Combined Ratio were also disclosed. The results are subject to a limited review by the joint statutory auditors.
Q3 2026 Financial Highlights
Go Digit General Insurance Limited announced its unaudited financial results for the quarter and nine months ended December 31, 2025. Key highlights from the announcement include:
- Gross Premium Written: ₹290.918 lakhs for the quarter.
- Net Premium Written: ₹214,820 lakhs for the quarter.
- Premium Earned (Net): ₹216.011 lakhs for the quarter.
- Total Income: ₹249,769 lakhs for the quarter.
- Profit before tax: ₹16,291 lakhs.
Key Financial Ratios
The company also disclosed several key financial ratios:
- Solvency Ratio: 2.30
- Expenses of Management Ratio: 43.4%
- Incurred Claim Ratio: 72.5%
- Net retention ratio: 73.8%
- Combined ratio: 110.7%
Segment Performance
The announcement included a breakdown of segment-wise income:
- Fire: Net Premium Earned of ₹3,629 lakhs.
- Marine: Net Premium Earned of ₹203 lakhs.
- Health (Retail): Net Premium Earned of ₹1,949 lakhs.
- Health (Group, Corporate): Net Premium Earned of ₹30,018 lakhs.
- Health (Government Business): Net Premium Earned of ₹4,677 lakhs.
- Motor: Net Premium Earned of ₹151,155 lakhs.
- Miscellaneous (Retail): Net Premium Earned of ₹2,865 lakhs.
- Miscellaneous (Group, Corporate): Net Premium Earned of ₹2,307 lakhs.
- Crop: Net Premium Earned of ₹19,208 lakhs.
Board Approval and Limited Review
These unaudited financial results have been reviewed by the Audit Committee and approved by the Board of Directors. They are subject to a limited review by the joint statutory auditors.
Source: BSE
