HDFC Bank reported a net profit of ₹18,653.75 crore for Q3 FY26, with total income reaching ₹90,005.00 crore. The Board approved the results at a meeting on January 17, 2026. The bank’s earnings per share stood at ₹12.13. In other news, Bhavesh Zaveri will retire as Executive Director, effective close of business hours on April 18, 2026, after requesting to explore opportunities outside the banking sector.
Financial Performance Highlights
For Q3 FY26, HDFC Bank showcased strong financial results:
- Net Profit: ₹18,653.75 crore
- Total Income: ₹90,005.00 crore
- Interest Earned: ₹76,751.16 crore
- Other Income: ₹13,253.84 crore
- Earnings Per Share (EPS): ₹12.13
The bank’s total expenditure amounted to ₹62,907.20 crore, with interest expended at ₹44,136.16 crore and operating expenses at ₹18,771.04 crore. Provisions and contingencies stood at ₹2,837.86 crore.
Segment-Wise Revenue
A breakdown of segment revenue reveals:
- Treasury: ₹18,148.96 crore
- Retail Banking: ₹76,320.22 crore
- Wholesale Banking: ₹42,764.00 crore
- Other Banking Operations: ₹9,548.42 crore
Leadership Transition
Mr. Bhavesh Zaveri is set to retire from his position as Executive Director of the Bank, effective at the close of business on April 18, 2026. Zaveri requested not to seek re-appointment to pursue opportunities outside the banking sector. The Board acknowledged and appreciated his dedicated service, wishing him success in future endeavors.
Key Ratios
Important analytical ratios for the quarter include:
- Capital Adequacy Ratio (CAR): 19.87%
- Gross NPAs: 1.24% of Gross Advances
- Net NPAs: 0.42% of Net Advances
Source: BSE
