UCO Bank’s Board of Directors approved the unaudited financial results for the third quarter and nine months ended December 31, 2025, at its meeting held on January 17, 2026. The bank reported a net profit of ₹739.51 crore for Q3 2026. Key highlights include segment-wise financial performance, asset quality ratios, and capital adequacy ratios. The bank’s financial results and related details are available on its website.
Q3 2026 Financial Highlights
The Board of Directors of UCO Bank convened on January 17, 2026, to review and approve the unaudited financial results for the third quarter (Q3) and the nine months ending on December 31, 2025. The board meeting commenced at 01:05 pm and concluded at 02:05 pm.
Key Financial Figures
For the quarter ended December 31, 2025, UCO Bank reported:
- Interest Earned: ₹6651.84 crore
- Total Income: ₹7521.16 crore
- Net Profit: ₹739.51 crore
Segment Performance
Key revenue contributions from different segments include:
- Treasury Operations: ₹2038.85 crore
- Corporate Banking Operations: ₹2755.99 crore
- Retail Banking Operations: ₹2721.93 crore
Asset Quality and Ratios
The report also highlighted the following key ratios:
- Gross NPA: 2.41%
- Net NPA: 0.36%
- Capital Adequacy Ratio: 17.43%
Additional Disclosures
As of December 31, 2025, the bank’s non-performing loan provisioning coverage ratio stood at 97.32%. The bank also holds forward-looking provision of ₹722 crore on account of Expected Credit Loss (ECL). Furthermore the bank continues to hold covid-19 related provision of ₹530 crore as contingency provision as on 31st December 2025.
Source: BSE
