Bandhan Bank has successfully concluded the sale of identified Non-Performing Assets (NPA) and Written-off portfolios to Asset Reconstruction Companies (ARCs). The transactions include the sale of Rs. 3,165.25 Crore of unsecured NPA and Rs. 3,707.11 Crore of written-off loan portfolios. The sale is aimed at improving the bank’s asset quality and financial position.
Sale of NPA Portfolio
Bandhan Bank has sold an unsecured Non-Performing Asset (NPA) portfolio with principal outstanding of Rs. 3,165.25 Crore as of November 30, 2025. The consideration received is Rs. 569.75 Crore on Security Receipts (SR) basis. ARCIL emerged as the winning bidder. ARCIL subscribed to 53.25% of SRs amounting to Rs. 303.39 Crore, while Bandhan Bank subscribed to 46.75% of SRs, amounting to Rs. 266.36 Crore.
Sale of Written-off Loan Portfolio
The bank also sold an unsecured Written-off Loan Portfolio with a principal outstanding of Rs. 3,707.11 Crore as of November 30, 2025, to Phoenix ARC Private Limited (‘Phoenix‘) for Rs 331.97 Crore. Phoenix subscribed to 37.84% of SRs, amounting to Rs. 125.60 Crore, whereas Bandhan Bank subscribed to 62.16% of SRs, amounting to Rs. 206.37 Crore.
Source: BSE
