Bajaj Finserv has announced its investor presentation for the quarter and half year ended September 30, 2025. The presentation details the company’s financial results, including revenue, profit, and key performance indicators for its various subsidiaries like Bajaj Finance, Bajaj Allianz Life Insurance, and Bajaj Allianz General Insurance. Key highlights include growth in revenue, assets under management, and digital transformation initiatives.
Financial Performance Overview
Bajaj Finserv presents its performance summary for Q2 FY2026 and H1 FY2026. Consolidated revenue reached ₹37,403 Crore for the quarter, an 11% increase from the previous year. Profit after tax was ₹2,244 Crore, up by 8%. The company witnessed strong momentum during the festive season, especially in consumer finance.
Key Performance Indicators
- Total Revenue (Consolidated): ₹37,403 Crore (Q2 FY2026)
- Profit After Tax (Consolidated): ₹2,244 Crore (Q2 FY2026)
- Net Worth (Consolidated): ₹76,490 Crore (Q2 FY2026)
The growth in PAT excluding MTM gain/loss and including realized equity gains booked under OCI for the quarter was 12%.
Subsidiary Performance
Bajaj Finance Ltd.
Bajaj Finance reported healthy AUM growth of 24% to ₹462,261 Crore. Achieved PAT growth of 22% during the quarter to ₹4,876 Crore. Booked 1.22 crore new loans and added 0.41 Crore new customers. Benefits from AI investments are visible in cost ratio improvement.
Bajaj Allianz General Insurance
Bajaj Allianz General Insurance witnessed a 9.2% increase in Gross Written Premium, reaching ₹6,413 Crore. Profit after tax for Q2 FY2026 stood at ₹517 crore. The company continues to have a strong Solvency Margin at 339%.
Bajaj Allianz Life Insurance
Bajaj Allianz Life Insurance reported a 17.1% increase in New Business Margin. VNB for Q2 FY2026 is ₹367 crore. Profit after tax for Q2 FY2026 stood at ₹13 crore, impacted by GST. Solvency remains strong at 346%.
Bajaj Finserv Health
Consolidated Revenue for Q2 FY2026 is ₹285 crore, up by 22%. The company launched a rider product for motor accident benefit along with one large insurer. Vaccination service for corporates was launched with one major manufacturer in India.
Bajaj Finserv Direct
Consolidated Revenue from operations for Q2 FY2026 at ₹83 crore. Total partners stand at 101 as at 30 Sept 2025.
Bajaj AMC
As of 30 Sept 2025, total AUM stands at ₹28,814 crore, an increase of 15% from June 2025. Equity mix stands at 52%.
Strategic Direction
The company is focused on delivering sustainable profitable growth, achieving meaningful market share, and leveraging digital capabilities for enhanced customer experience.
Source: BSE
