Bajaj Finance reports a robust quarter with strong performance across key metrics. AUM increased by 24%, reaching ₹462,261 crore. The company booked 12.17 MM new loans and added 4.13 MM new customers, bringing the total customer franchise to 110.64 MM. Cost of funds improved to 7.52%. The company also continues its FINAI transformation for better customer experience.
Financial Highlights
Bajaj Finance showcased strong volume, AUM, and profitability. Key highlights for the quarter include:
- AUM Growth: Up 24% to ₹462,261 crore.
- New Loans: Booked 12.17 MM new loans.
- Customer Addition: Added 4.13 MM new customers.
- Customer Franchise: Total franchise stood at 110.64 MM.
- PBT: ₹6,608 Cr, Growth 22%
- PAT: ₹4,948 Cr, Growth 23%
- ROE: 19.1%
- Net NPA: 0.60%
Key Financial Indicators
- AUM Growth: AUM grew by ₹20,811 crore in Q2 FY26.
- New Loans Booked: 12.17 MM in Q2 FY26, a 26% increase.
- Customer Franchise: Stood at 110.64 MM.
- Cost of Funds: 7.52%, a 27 bps improvement over Q1 FY26.
- Deposits: Grew by 5% YoY.
- Net Interest Income: Up by 22% to ₹10,785 crore.
- Net Total Income: Increased by 20% to ₹13,170 crore.
- Employee Count: 67,461 employees.
BHFL Key Highlights
- AUM growth of 24%
- PAT growth of 18%
- GNPA at 0.26%
BFSL Key Highlights
- AUM growth of 27%
- PAT growth of 27%
- Added 94K customers
Strategic Initiatives
Bajaj Finance is focused on:
- Urban, Rural, MSME, Commercial and Payments businesses
- Leveraging AI, digital transformation, and cloud computing
- Customer experience and product & process innovation
Source: BSE
